With more work from home and fewer people driving, there are fewer accidents and many auto insurers are already cutting premiums on car insurance. If you haven’t been offered a discount yet, call up your provider, explain that you’re driving less or no longer commuting and ask for a cheaper policy. While you’re at it, review all of your insurance policies, from home to life, and understand what you’re paying for. Insurance policies are largely personal and one of the important factor influencing the insurance premiums is how much you drive. To get the best coverage for your specific situation, understand these factors and shop around, getting multiple quotes and reading your policy closely.